Thx for that great collection. And thanks all 6 freelancer for their advices!

Good concise collection of tips there. I've experienced several of these situations myself over the last 3 years and have learned from them. Nice to know that I'm on the right track now. Thanks guys.

while a stockpile of cash is not necessarily an option for everyone, it is important to look at all your outgoing expenses - not just standard business expenses, but everyday purchases as well - every store-bought coffee, etc., counts. Read a book by a self-help/financial author who made a very concise point: many of the people do well financially do so because they watch the small stuff. That definitely does help. Read about Buffett's spending habits, for examples.

WoW :) Awesome article , Thanks for sharing this nice post.